iPhone Public Test · 0.9.4

MindBudget app iconMindBudget

See what today can hold before deciding on the next purchase.

MindBudget is a local-first iPhone budgeting and spending-reflection tool. It brings daily allowance, income and expense records, wishlists, cooling-off periods, and recent patterns into one calm workflow without an account or an advertising profile.

Today

Product showcase

Three screens built for real decisions

Today
TodayTurn the current budget cycle into a clear daily reference and see the current pace.
Ask MindBudget
Ask MindBudgetGet complete local template answers, with optional on-device Apple Intelligence wording.
Insights
InsightsReview 30-day and current-cycle categories, trends, and patterns without shame or diagnosis.

Local-first budgeting

Not another cloud ledger

Fast manual records

Record exact income and expenses with categories, dates, and optional context.

Cycle budgets and daily pace

Keep fixed costs, flexible spending, and savings goals distinct while seeing current pressure.

Wishlist and cooling-off

Pause a purchase for 24 hours, 72 hours, or a custom period without treating either choice as failure.

Gentle local insights

Deterministic rules summarize recent spending changes. AI never decides your financial facts.

Data control

Export the ledger as CSV, enable an optional Face ID lock, or remove all local data through a verified flow.

Optional integrations

Siri, Shortcuts, Spotlight, notifications, and on-device wording enhancement can be controlled separately.

TestFlight

0.9.4 (5) public beta

  • Adds an in-app language choice for Follow System, Simplified Chinese, and English.
  • Adds explicit income allocation, a cross-cycle total savings goal, and monthly recurring fixed-expense rules.
  • Refines the Today spending pace and updates the standard, dark, and system-tinted app icons.

Scope

Public beta boundaries

  • iPhone only, requiring iOS 17 or later.
  • The app interface currently supports English and Simplified Chinese.
  • No bank connection, cloud sync, advertising, third-party analytics, or remote AI.
  • This TestFlight beta is not an accounting system, investment adviser, or medical tool.